BUDGETS & TOOLS
Explore our robust suite of tools, from home loan calculators to savings estimators, meticulously designed to empower your decisions. Whether it's personal, home, or business loans, find tailored options here. Easily calculate home loan repayments, estimate deposit saving time, or assess buying and selling costs. With MoneyBuckets, confidently chart your financial path towards a brighter future.
HOW TO SAVE WITH A BUDGET
Watch our short video to explain how a budget can help you
HOW TO USE
MONEY BUCKETS BUDGETS
Whether you are renting or have a mortgage the following household and small business budgets will help you assess your financial position.
BUDGET 1: Start a Household Budget
This Budget will be suitable for those who are Renting or still Living with parents. It will help you asses your Financial position. It will be a good planning tool to maintain repayments or arrangements. It will suggest a Savings plan. Use it to see what money you be able to allocate to help reduce your debts quickly or to help save a Deposit for a Home.
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This Budget will also suit those who already have a Mortgage. You may be looking at making sure you maintain your Home Loan, while still having a Lifestyle. Look at what extra can be put away for Emergencies, used to pay off your Home Loan quicker, or to buy an Investment property. You can also look at the effect of consolidating your debts by doing multiple scenarios.
BUDGET 2: Start a Small Business Budget
Use this budget to see the viability of a New Business you may be looking at purchasing or starting. Is it going to be viable. Will you have enough money. This Budget can also be used to maintain a monthly Management report of your Business
BUDGET 3: Small Business Budget with Tax and Cashflow
Assess Profits and Cashflows with estimates of Tax Liabilities. See what is available for you to draw as a wage. Use in conjunction with your Household Budget. Is what you need for Living Expenses available to be taken as a drawing. Have you put in place enough Funding or Loans to cover your cashflow needs? Look at the Cash Flow projections to see if you need extra funding.
HOME LOANS &
SAVINGS CALCULATORS
Use these calculators to get a clear picture of your likely home loan repayments. Plus, discover how long it'll take to save for a deposit or cover buying and selling costs.
PLEASE PRESS A BUTTON TO CHOOSE A CALCULATOR